Investment Evolution Credit plc (IEC) is a United Kingdom group of fintech companies whose main business activities are online consumer loans.

The IEC group has been operating in the consumer finance industry in the United States since 2010 via licensed subsidiary MRAL US Corporation dba Mr. Amazing Loans (MRAL), which provides $2,000 - $10,000 USD online personal loans.

IEC also plans to offer online consumer loans in United Kingdom in 2025, after obtaining a United Kingdom Financial Conduct Authority (FCA) consumer lending license, under the consumer brand Mr. Amazing Loans.